[BillPal]

Help me pick — which one feels right?

I'm building BillPal, a tracker for buy-now-pay-later debt, and I'm testing two design directions. Have a look and give me your honest take — 30 seconds, no signup needed.

Prototype A

Functional Simplicity

Prototype A screen 1 — BillPal BNPL tracker
Prototype A screen 2 — BillPal BNPL tracker
Prototype A screen 3 — BillPal BNPL tracker

A simple layout where you manually upload new payment schedules and can view payment schedules from all creditors in one place. You can then download the schedule to your phone and it integrates into your calendar. To have a closer look and test the functionality for yourself, go to: payment-calm.vercel.app.
Functional for iOS downloading the calendar to the native calendar, but not Android.

Prototype B

Visual Clarity

Prototype B screen 1 — BillPal BNPL tracker
Prototype B screen 2 — BillPal BNPL tracker
Prototype B screen 3 — BillPal BNPL tracker
Prototype B screen 4 — BillPal BNPL tracker
Prototype B screen 5 — BillPal BNPL tracker

More tech-forward, with an informative dashboard that aggregates data about your payment schedules, including 'Due this month', and 'total already paid', cashflow predictions that show next week as a 'light week/ Medium week / Heavy week', room for AI recommendations based on your spending, you can see your payment schedules as a list or calendar view and there is room for banking integration and manual adding of debts (for when integration is not possible).This app still has some bugs. If you would like to take a closer look, please use the link smart-debt-pulse.base44.app and login with the following credentials:username: billpalteam@proton.mepassword: team.bill!pal26This is a testing website. Please do not enter personal details.

Which do you prefer?